BetterBond home loans: a refreshed brand marks a new chapter in how we help South Africans navigate the journey to homeownership

Joint home loans can increase buying power by combining the incomes of two or more applicants, making it easier to afford a property.

The SA property market demographics is experiencing a unique shift, with demand being driven from opposite ends of the age spectrum.

As more women are building wealth through property, their influence on homeownership trends is expected to continue growing.

For buyers looking to maximise value without compromising on accessibility, the North West property market is a compelling option.

Build financial resilience, reduce debt, strengthen savings – that’s how home deposit savings can position you for home loan readiness.

Home loan deposit requirements are constantly changing. Buyers who plan carefully can still realise their homeownership dreams.

Pet-friendly properties are becoming more popular for homebuyers and are therefore influencing housing demand and property trends.

Thinking of buying a fixer-upper? Here are renovations that add the most value and common financial risks to be aware of.

As property investors, women are building assets that support financial resilience and long-term wealth accumulation.

A declined bond can feel like a closed door, but it’s actually a starting point to rehabilitate your credit score, for a better outcome.

Secondary towns in South Africa are expected to remain on buyers’ radars, offering compelling opportunities and long-term growth potential.

Buying a property in South Africa goes beyond the purchase price, with total property costs ranging between 8% – 10% of the property price.

Semigration trends shift from lifestyle-driven moves to strategic property decisions focused on long-term investment value.

BetterBond has launched a year-long regional partnership with GrootFM 90.5 to educate Gauteng listeners about the home loan process.

BetterBond partners with Good Things Guy to promote positive storytelling while supporting the dream of homeownership in South Africa.

International buyers, along with a recovering tourism sector and stable exchange rate, are helping sustain momentum in SA’s property market.

The Reserve Bank has kept the South Africa repo rate unchanged, following cumulative interest rate cuts of 150 basis points since Sept 2024.

Top trends redefining homeownership in 2026 are defined by sustainable, functional homes that offer long-term value and quality of life.

It’s been a year of intensity for SA’s property market, thanks to multiple cuts in the interest rate and a flexible lending environment.

For buyers, estate living offers more than secure walls: it represents safety, community, convenience, and long-term value.

Sectional title sales across South Africa have shown significant growth in recent months, outpacing freehold home sales in many urban areas.

With increasing sales, surging rental demand and landmark infrastructure on the horizon, Limpopo home loans are on the rise.

BetterBond celebrates 25 years this October – we couldn’t have done it without our incredible people, dedicated partners and loyal clients.

Home loan activity is at levels last seen post pandemic. With the prime lending rate dropping in July, we expect activity to keep increasing.

Today’s decision to keep the SA prime interest rate unchanged helps create a more predictable environment for both buyers and investors.

Whether you’re a business owner, investor or developer, BetterBond Private Clients will structure your next acquisition with finesse.

As the Western Cape becomes increasingly saturated, the KZN North Coast property market offers a compelling alternative for buyers.

Pretoria property trends show that the area is fast becoming one of SA’s most sought-after cities to live in.

No longer only a financial decision, opting to downsize is becoming a strategic, lifestyle-enhancing choice for buyers of all ages.

With the right approach, property investment isn’t just possible – it can be a rewarding path to long-term wealth.

Once overlooked in favour of their seaside counterparts, popular inland hotspots are becoming increasingly sought-after residential markets.

Young, black and female – the profile of South Africa’s typical property investor has changed dramatically in the last decade.

Even before Covid-19 struck, the movement towards working from home had been slowly gaining momentum globally, as many corporates looked towards ways to alleviate transportation challenges for their employees, especially long hours spent in traffic, and increase quality time with their families.

The repo rate is one of the most important considerations when applying for a bond. It affects the repayments and the interest you pay.

The future of South Africa’s housing market is looking bright, with young investors between the ages of 18 and 24 investing in property.

With remote working becoming commonplace, more people are moving to seaside towns. Mossel Bay is coming up tops in the Western Cape.

Owning property, especially at a young age, is a good way to build wealth. There are ways that you can help your children own a home.

Owning a home is about more than having a roof over your head. It’s about relationships, emotional milestones, and your life stage.

You have found your ideal home and applied for a bond, only to have your hopes dashed when your application is declined. Here’s why …

High oil prices as a result of the tensions in Ukraine and Russia have had a knock-on effect on inflation and interest rates in South Africa.

Homeowners hope that this month’s repo rate announcement could signal the peak of the current interest rate hiking cycle.

While rate fluctuations affect bond repayments and affordability, there are other important reasons for buying a home.

Consumers need to carefully review their monthly income and expenses to see where they can make cuts as interest rates rise.

While the latest repo rate hike will hit consumers hard, it is also a sign that the South African Reserve Bank is doing what it can to help fight inflation

A trend towards larger homes is starting to emerge as multi-generational living gains traction.

Pretoria has been named the most affordable capital city in the world

Missing payments, paying late or having arrears on an account could negatively impact your credit score and your chances of buying a home.

In provinces with greater population density and therefore more housing stock, first-time buyers often get better deals.

More affordable than its coastal counterparts – the WC and KZN – the Eastern Cape is one of the most popular provinces in South Africa.

After several months of consecutive repo rate hikes, consumers need to learn to plan ahead to keep their finances in good shape.

We’ve talked about the benefits of making use of a bond origination service to get your bond when buying a home. What’s next?