Consumers who apply for bonds through an originator almost always end up paying a lower rate than they could have negotiated on their own.

Your rental payment history is not automatically included in your credit report. This omission could cost you your dream home one day.

BetterBond consultants know what the different banks require and keep up with all the different home loan products they currently have an offer.

In a world of instant gratification, the idea of delaying a home purchase until you’ve saved a deposit may sound old fashioned, but it isn’t.

If you’re planning to buy a new home, now’s a great time to freshen up your finances so that you can get the best bond deal.

Knowing the ‘score’ on your credit rating will make it a lot more likely for you to get that home loan. And improving your credit rating is a whole lot easier than you think…

You’re a first-time buyer and you need to find a way forward. BetterBond can help you with three bond decisions in three easy steps.

The interest rate is one of the biggest considerations when buying a home. It determines your minimum monthly repayments, so it impacts your cashflow and could be a dealbreaker in terms of affordability.

The debate about whether or not to fix the interest rate on your home loan has been reignited by two 100-basis-point rate cuts in response to the Coronavirus outbreak. This has brought interest rates to the lowest point in nearly half a century.

Finding a place you love and then getting the finance to buy it, is how you make your dream of owning a home come true. Bond origination is the bit of magic that makes it happen.

What is a 100% home loan and would it be the best bond for you? This depends on your personal circumstances, financial goals and life stage, but here are some of the most important things to know about 100% home loans.

With good attorneys involved, the property purchase will run smoothly and homebuyers can have the peace of mind knowing everything is right.

If you are in the market for buying a house, you should know what the prime interest rate is, and why it is so important in the homebuying journey.

Choosing a fixed or a variable interest rate for your home loan is, and always will be, a hot topic. The decision you make should be based on your unique circumstances.

Higher deposit, lower LTV, better home loan No, LTV is not teen talk or millennial code for ‘Let Them Vote’ or ‘Live Those Values’. It’s home loan speak for the loan-to-value ratio. And with a higher deposit, lower LTV, you get a better home loan. Need to make sense of this technical formula? Let’s unpack…

Understanding the bond registration process The homebuying journey can sometimes seem endless. If you’re with a bond originator like BetterBond, you’ll have someone to hold your hand along the way but, at some point, the attorneys will step in – and things could get a tad intimidating. You’ll want to stay ahead of the bond registration…

Here’s how using a bond originator can help you get onto the property ladder Buying property is a big financial commitment, which is why savings of any kind are welcomed. Applying for a home loan through a bond originator is one of the lesser-known ways to save significant money. We sat down with Rudi Botha,…