The prime interest rate plays a big role in whether refinancing will save you money or not. Make sure you understand how it works.

Whether you are a homeowner or in the process of buying a home, there are ways to save on your electricity bill – with or without solar.

If you’re going to pull money out of your bond account to make some home improvements, a great way to spend it would be on some Smart tech upgrades, says Rudi Botha, CEO of BetterBond, SA’s leading bond originator.

It may seem like a good idea to borrow money from your access bond to pay the bills. The experts warn against squandering your home equity.

The key to becoming a real estate mogul is to understand what equity is and how your home can make you wealthy.

With “freedom” in the spotlight as SA heads to the polls this week, the question frequently arises as to how this translates for the individual in everyday life.

Boosting your home’s energy and water efficiency will not only help you cut costs and sidestep the effects of load-shedding and water restrictions, but could also assist you to reduce the time it takes to pay off your bond by several years.

Buying and sharing a property with a friend may sound like a slice of happiness – make sure you safeguard your relationship with these tips.

Maintaining your home provides benefits beyond aesthetics, and a little bit of loving care early on may save you significantly in the long-term, when you re-sell.

There are a host of good reasons to go into joint ownership of a property, but you need to tread carefully if you don’t want to end up paying for more than your share.

When unemployment, illness, death or divorce strike, they hit hard, and you could fall behind on your monthly bond repayments. Here’s how to hold on to what you’ve got.

Every buyer goes through a ‘honeymoon’ phase when their monthly bond repayment is a small price to pay for a home. But that can change.

The average person will probably move house a good few times in their life. These relocation tips will help you save money.

Cutting down your bond term could save you a small fortune. But it takes careful planning to settle your home loan in a decade or less.

Townhouse living is a growing trend, especially for next-gen buyers who want the freedom, community and security that this lifestyle delivers. Here’s how to take that townhouse dream to the next level.

We may be eager to be bond-free as soon as we can, but closing that bond account when you’re all paid up might not be the best idea.

Torn between Sectional title or freehold property? Here’s what you need to know before deciding to buy.

When you think of a home loan, you think of monthly instalments and long-term financial commitment. But it is much more than that.

What should you consider when deciding whether to build from scratch, or to renovate instead, and which of the two is more common?Building typically costs more than renovating because it usually involves more complex work, more time, labour and materials.

Moving house is often labelled as one of life’s most stressful events. With so many moving parts to keep track of, it’s easy to see why it stresses out even the most organised among us.

Did you know that if you pay more into your home loan you will pay less interest and shave months or years off your home loan repayments.

There are many benefits that come with owning a place of your own. Of course, it also comes with regular maintenance.

Improve your property with a further loan – it will boost the value of your home and your living experience.

A further loan can be used in different ways. Understanding the options available to you will unlock a treasure chest of opportunities.

A further loan (also called a further advance) refers to borrowing an additional amount on your existing home loan.

How much the bank will lend you is not the only thing to consider when you’re applying for a home loan for buying off-plan.

As a homebuyer, you can’t just budget for monthly repayments – you also need to budget for the ongoing costs of property ownership.